Author: Phil Clegg

In the current Professional Indemnity Insurance (PII) environment, where cover is becomingly increasingly hard to get and more and more expensive, advisers are being told that many insurers will not provide cover for insistent clients. This has always been Christina’s view anyway. She’s always only been prepared to deal with clients who want to accept […]

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Good news if you are employed by the NHS. From 1st April 2019, the pension contributions paid by the NHS to provide your pension has increased from 14.3% to 20.6%. That’s an increase in contributions of a whopping 44%! This employer contribution rate is revalued every four years and measures the full cost of paying […]

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Over 900 Claims Management Companies (CMC’s) have registered for their regulation to be transferred over to from the Claims Management Regulator to the Financial Conduct authority (FCA). This comes after the Ministry of Justice decided to change regulators for CMC’s back in 2016. In what has been seen by many as an unusual move, CMC’s […]

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What’s the difference between advice and guidance? This is a long-standing question, which has raised its head again with the launch of the Department of Work and Pensions new website designed to provide guidance to the public about their pensions. The new website is part of the Governments Your Pension portfolio and also provides links […]

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The Ministry of Justice (MoJ) has announced that it intends to press ahead with proposed increases to probate fees. The new system will be tier based according to the value of the estate. The minimum fee will increase to £250 for estates with a value of less than £500,000, then jump to £4,000 for estates […]

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