So, what happened in the latest Autumn Budget Statements? Here’s a summary based on assessment by The FT Adviser. Income tax and personal allowances – no change Dividend tax – as announce in September, the rates of income tax applicable to dividend income will increase by 1.25%. The dividend ordinary rate will be set at […]
Quite possibly, according to the governments new proposed Building and Energy Strategy document. It seems the government is considering imposing requirements on mortgage lenders to reduce the Energy Performance Certificate ratings across their portfolios to an average of a C rating. What that would mean is that mortgage lenders would have to take into consideration […]
Read More… from Is Climate Change about to impact your mortgage?
It’s that time of year when the Financial Ombudsman Service (FOS) provides an update on the number and types of complaints it has received in the last quarter. Sadly, the headline news is that complaints about scams and fraud are up by two thirds on last year. Just over 5,000 year to date compared to […]
A joint survey by Aviva and LCP has found that advisers are increasingly concerned about the lack of advice available to consumers with a Defined Benefit (DB) Pension (Final Salary Lump Sum) scheme. The number of firms providing DB advice has almost halved over the last two years as a result of intervention by the […]
Read More… from More concerns about Defined Benefit pension advice
We often come across snippets of information which you might find interesting. For example, did you know: There are over 3.5 million “small” pension pots worth less than £100 And a further 10.5 million people with pension pots worth less than £1,000 According to NextWealth’s research, customers pay on average 0.05% in charges for using […]
You won’t be surprised to hear that paying no taxes is the most popular answer to the questions “which taxes would you most like to increase” – with 38% saying they would rather have no tax rises. The question was posed by research commissioned by AJ Bell in the light of the government’s recent increases […]
Awards and Accreditations
Mrs C
Mrs W
Mr R