Pension holders with a commercial property Sipp or a Ssas need to be aware of new legislation coming into force. From 1st April this year, all commercial properties will need to have a valid Energy Performance Certificate (EPC). These are issued after inspection to determine a properties energy efficient standards. In order to be sold, […]
In what some people are seeing as an attack on pension savings the Institute of Fiscal Studies (IFS) has published new pension advice proposals to “even out” the tax system for pensions. The headline proposal is to cut the current 25% tax free cash allowance element. The IFS suggests that this should be capped at […]
Your Female Financial Adviser Christina Clegg brings you a roundup of the financial news from January 2023: The number of people submitting their tax returns on Christmas Day rose by over 400 top 3,200 this year according to HMRC. With over 10,000 submitting their returns on Boxing Day. Rents likely to increase by up to […]
Read More… from January 2023 news from your Female Financial Adviser Christina Clegg
The 31st of December 2022 marked the 10 the anniversary since the introduction of the Retail Distribution Review (RDR) changes in the Independent Financial Advice market. This was a milestone event for financial adviser which brought in significant changes to the way in which financial advice was delivered. So, what changed as a result of […]
Read More… from Independent Financial Advice – 10 years after the Retail Distribution Review
Research by HSBC suggests that the need for a pension transfer review costs savers an estimated £1.7 billion each year. The research looked at the costs involved in company pension scheme members accessing their pension pots on retirement. The concern raised is that company pension schemes aren’t offering enough retirement solutions to their members. This […]
Once again, the Financial Ombudsman Service (FOS) has released details of the claims it has upheld against Private Pension Advice Providers. We have looked at this list before. Whilst the percentage of upheld complaints is the measure used to determine performance. Sometimes the percentages are against small numbers of complaints making them look worse than […]
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