If you haven’t heard already, the government announced that it “temporarily” breaking its triple lock guarantee to pensioners – blaming Covid -19 for the change. The government had previously promised to increase state pensions by the higher of average wages or inflation in order to protect pensioners from falling behind and effectively becoming comparatively poorer. […]
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That might sound like a strange question, but there are an increasing number of people who used to have a financial adviser who no longer have one. That could be for a variety of reasons, but most likely because their former adviser has retired, or maybe sold their business to another adviser who then hasn’t […]
Investment Pathways have now been introduced by the FCA in an attempt to provide retirees with more information about their retirement options. This has come in response to the number of people seeking financial advice falling below 10%, or looking at it the other way around, 90% of retirees not taking any advice. With drawdown […]
With the vaccine roll out well under way, the markets are now starting to think about the future when we can start to get back to some form of normality. That then raises the question of how to deal with massive debt the Government has built up supporting businesses and workers through the pandemic. The […]
Read More… from Who is going to pay the bill for the Lockdowns?
The ‘loan to value’ often referred to as LTV is the maximum amount that a bank or building society (the lender) will lend to a customer on a mortgage to purchase a property as a proportion of the value or purchase price (whichever is the lower). Typically, the LTV percentage for first time buyers has […]
Do you own one of the 1,600,000 pension plans where according to research by the Association of British Insurers (ABI) the pension provider has lost touch with the owner of the pension. These pots are estimated to be worth a total £19,400,000,000 – £19.4 billion. The Department for Work and Pensions has estimated that during […]
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