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Pension Transfers

 
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A number of changes to pension rules were introduced in April 2016 to give individuals greater flexibility to access their pension savings from age 55.

The new pension rules provide much greater flexibility and we offer a Pension Review to help you to find out if your current pension arrangements are right for you.

The 2016 pension rule changes included:

  • Increasing the flexibility of the drawdown rules by removing the maximum ‘cap’ on withdrawal and minimum income requirements for all new drawdown funds from 6 April 2015;
  • Enabling those with ‘capped’ drawdown to convert to a new Flexi-access Drawdown fund once arranged with their scheme
  • Removing restrictions on lifetime annuity payments;

Transferring pensions requires specialist financial advice and in particular transferring from Defined Benefit Pension Schemes (or “Final Salary” schemes) requires specific qualifications and specific permissions from the Financial Conduct Authority to advise on these transfers.

Not many firms of Independent Financial Advisers hold these specific qualifications and permissions, Christina Clegg Financial Planning Services, DOES NOT hold these permissions. However, we can put you in touch with a firm who can advise you on Defined Benefit Pension transfers. We can then advise you on all other types of Pension Transfer.

For more information, or if you have any questions, please do not hesitate to contact our Pension Advisers at Christina Clegg Financial Planning Services Limited.

CCFPS V6 Income Drawdown

Christina Clegg Financial Planning Services explains how Income Drawdown from your pension works.

We have almost 250 happy reviews and recommendations from our Pension Advice customers, so why not contact us on 01282 614444 to chat to our Pension Advisors to find out why?

Pension Help

24.06.25

Will the new bill bring pension help for savers?

Is more much needed pension help on its way with a new pension bill for savers? The government has recently set out its plans for a new pension schemes bill....

Awards and Accreditations

Pension Transfer Gold Standard
Investment-Planner
Financial Vulnerability Taskforce
VF 23
Vouched For 2022
Vouched For 2021
Vouched For 2020
Vouched For 2019
Vouched For 2018
Vouched For 2017
Vouched For 2016
Vouched For 2015
Vouched For 2014

We have always found Christina to be reliable and honest. We value her services because nothing is too much trouble and she is never too pushy.

Mr & Mrs P

Adele, what an easy, straightforward manner you have. It was so good of you to set aside time to look over my finances……you have been kind and concise and I feel a lot calmer. Thank you so very, very much.

Mrs B

We’ve only been clients for a couple of months, but we both feel that we have made the right decision. After first meeting Adele she put our minds at rest.

Mr & Mrs P

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First floor
Unit 8
Vantage Court
Riverside Business Park
Barrowford
BB9 6BP

01282 614 444 enquiries@ccfps.co.uk

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Christina Clegg Financial Planning Services is a trading style of Throgmorton Capital Management Limited authorised and regulated by the Financial Conduct Authority,
No 827982 and is registered in England under the company registration number 11557030.

Registered Address: 3 The Stables, Wilmslow Road, East Didsbury, Manchester, M20 5PG

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