Is it worth getting financial advice about your pension

Article by Christina

Of course we would alway say yes it is, but don’t just take our word for it.

Royal London and The International Longevity Centre UK (ILC) have recently released a new research document entitled What it’s worth – Revisiting the value of financial advice which follows their 2017 report The Value of Financial Advice.

The report highlights that even with the introduction by the government of workplace pension schemes, the vast majority of the population are not planning sufficiently for their individual retirement. This is potentially putting many families at risk of having a lower future standard of living than they could have achieved had they planned and invested better. Some people are even having to postpone their retirement due to lack of income. This is often coupled with the increase in the age when the state pension is available.

The report summarised 3 key areas where getting advice benefits clients:

  • Receiving professional advice resulted in total boost to wealth – who wouldn’t want better wealth in the future?
  • Greater benefits were evidenced to those classed as “just getting by” above those deemed “affluent” – you don’t need to be wealthy to see a difference.
  • An ongoing relationship with your adviser resulted in almost 50% higher results than those who only took initial advice – not only are we good at the outset, keeping in touch on a regular basis is also has fantastic value.

So why wait? Here at Christina Clegg Financial Planning Services we offer a free, no obligation pension review to investigate your current position, produce a unique summary of your pensions and then sit down with you and explain what it all means to you.

If you wish to arrange an appointment, please contact the office and someone will call you back.

Awards and Accreditations

The service provided was both professional and extremely helpful, without Christina’s help we would have lost money and took a long time to obtain our pension funds.

Mr & Mrs W

Adele has been professional and knowledgable, yet also personable and fun to spend a lot of time with! I wouldn’t hesitate to recommend her to friends and family.

Mrs C

Adele was very easy to like from the moment we met her. She always arrives on time, and she has changed our lives in as much as showing us how to enjoy our money more.

Mrs W

Christina is thorough and she explains matters in a clear manner. Time is always given for questions to be asked and I have never felt under pressure to buy any particular products.

Mrs D

I found it very easy to do business with Christina, she talked to me as a friend and I would recommend her to others.

Mrs L

Highly recommended to friends and relatives. Contacting Christina was the best thing we ever did. We wouldn’t be in the financial position that we are, without her.

Mr & Mrs L

Christina is a very approachable young woman and is always ready to answer any questions. I would not hesitate to recommend her to friends.

Mrs V

We have always found Christina to be reliable and honest. We value her services because nothing is too much trouble and she is never too pushy.

Mr & Mrs P

I would like to thank you all for the advice financial advice given to myself regarding my pension, especially Adele.

Mr O

Adele was wonderful! She explained everything and made us feel at ease at all times. It was wonderful to deal with her.

Mr & Mrs C

Everything was explained in detail and all my questions answered giving me a better understanding of my circumstances.

Mr R

Adele, what an easy, straightforward manner you have. It was so good of you to set aside time to look over my finances……you have been kind and concise and I feel a lot calmer. Thank you so very, very much.

Mrs B

Did not expect anything other than a professional service. Excellent.

Mrs L

I have a sense of trust towards the people and the company. Thank you.

Mrs F

On first meeting Christina in person she set my mind at rest and sorted everything I needed.

Mr T

Friendly, approachable and reliable. Christina always keeps appointments, returns calls, and advises to your individual needs.

Ms F

Overall and excellent service from Adele – thank you!

Mrs W

Very satisfied! A quick, friendly and professional service.

Mr P

Christina provides an extremely thorough, in depth service with clear and concise information given at every stage, highly recommended.

Mr R

We’ve only been clients for a couple of months, but we both feel that we have made the right decision. After first meeting Adele she put our minds at rest.

Mr & Mrs P

I will be recommending Adele to act for colleagues I work with, who will need the same advice as I have received in the future.

Mr M

The quality of service from Adele and everyone at the company was excellent, in fact the service we received was better than that.

Mr & Mrs F

The representative was very good and we were happy with the meeting.

Mr & Mrs B

We have been very happy with the service and everyone we have spoken to at the office has been very helpful.

Mrs P