Defined Benefit (Final Salary) Pensions – FCA Video

The Financial Conduct Authority (FCA) have produced a very helpful video “The Defined Benefit transfer process explained” – which aims to help consumers better understand the financial advice on transferring out of a defined benefit pension.

The video can be found on the FCA website or by following this link and can be downloaded and saved to your computer or viewed online.

Or you can simply watch it below.

The video is very helpful for anyone considering taking advice on transferring their defined benefit pension, which is why we recommend everyone to watch the video. It’s only 17 minutes long and explains the advice process very thoroughly.

The video is also designed to help those consumers who have already gone through the pension transfer process to understand whether their adviser covered all the required information in the advice process.

The video clearly explains the difference between independent financial advisers and restricted advisors and the requirement for unqualified advisers to be clear with consumers if they are outsourcing the advice process to another qualified adviser.

If you have any questions about the advice process having watched the video please do not hesitate to call.


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Mrs D

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Mr R

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Mrs P

Adele was very easy to like from the moment we met her. She always arrives on time, and she has changed our lives in as much as showing us how to enjoy our money more.

Mrs W

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Mr R

We’ve only been clients for a couple of months, but we both feel that we have made the right decision. After first meeting Adele she put our minds at rest.

Mr & Mrs P

Christina is a very approachable young woman and is always ready to answer any questions. I would not hesitate to recommend her to friends.

Mrs V

I found it very easy to do business with Christina, she talked to me as a friend and I would recommend her to others.

Mrs L

Highly recommended to friends and relatives. Contacting Christina was the best thing we ever did. We wouldn’t be in the financial position that we are, without her.

Mr & Mrs L

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Mr M

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Mr P

Adele, what an easy, straightforward manner you have. It was so good of you to set aside time to look over my finances……you have been kind and concise and I feel a lot calmer. Thank you so very, very much.

Mrs B

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Mrs F

Did not expect anything other than a professional service. Excellent.

Mrs L

Adele has been professional and knowledgable, yet also personable and fun to spend a lot of time with! I wouldn’t hesitate to recommend her to friends and family.

Mrs C

The service provided was both professional and extremely helpful, without Christina’s help we would have lost money and took a long time to obtain our pension funds.

Mr & Mrs W

Overall and excellent service from Adele – thank you!

Mrs W

The quality of service from Adele and everyone at the company was excellent, in fact the service we received was better than that.

Mr & Mrs F

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Mr & Mrs B

I would like to thank you all for the advice financial advice given to myself regarding my pension, especially Adele.

Mr O

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